Top 10 Consumer Protection Headlines from USA The United States Court of Appeals for the Seventh Circuit ruled that a borrower can discharge her student loans under the bankruptcy code. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 imposes a new regulatory framework upon swap dealers, major swap participants and other counterparties to swaps, including end-users. Since opening for business in July 2011, the Consumer Financial Protection Bureau ("CFPB" or the "Bureau") has focused on regulating consumer financial markets and protecting consumers through studying markets, educating consumers, and enforcement. Effective January 1, 2013, employers must revise Summary of Rights forms they provide to prospective and current employees as required under the Fair Credit Reporting Act. The Consumer Financial Protection Bureau issued a guidance bulletinannouncing that it will treat indirect auto lenders as creditors subject to the Equal Credit Opportunity Act. Divorces affect every aspect of an individual's life - their financial situation, their children, their home, their friendships, everything. Divorces are notoriously stressful events and, while a stressful marriage can absolutely consume a person to their detriment, many people would also agree that their lives are negatively impacted in some way by the process. The GAO released a report on Independent Foreclosure Review, an evaluation of the foreclosure practice of several mortgage servicers required by the consent orders entered into with the OCC and FRB in 2011. A discussion on the regulatory guidance given for the meaning of the word 'abusive' under UDAAP The Dodd-Frank Wall Street Reform and Consumer Protection Act. So—you are in-house counsel to a company that, either occasionally or on a regular basis, enters into swaps. Much has been written speculating about why Ron Johnson failed--spectacularly--at J.C. Penney. | 
